Business Partners

Founding Partner
Physicians Healthcare Management Group, Inc. (Phyhealth)develops and operates fully integrated healthcare organizations in partnership with physicians. Phyhealth Plans preserve the physician-patient relationship and deliver high-quality affordable healthcare within its selected communities.
Phyhealth offers a turnkey, prepaid health plan solution to physicians for their Medicare and other individual patients who prefer to choose their own doctor and who make their own healthcare insurance purchasing decisions. Phyhealth Plans are unique in integrating all aspects of the delivery and financing of care, including providing medical liability insurance protection through Physhield Insurance Exchange, Phyhealth's exclusive risk retention group.
The Phyhealth model empowers physicians to proactively manage their patient's general health and medical care and enhances physician financial rewards by increasing practice revenues, reducing expenses and restoring the economic value (equity) of their medical practices. More information about Phyhealth is available at http://www.phyhealth.com/.
Founding Partner
Atlas Insurance Management is a leading international insurance management and consulting company managing over 110 captive insurance companies in 5 jurisdictions. Atlas provides captive insurance company formation and management services in The Bahamas, the Cayman Islands, British Virgin Islands, Anguilla, and Nevis. Atlas Insurance Management has its group headquarters in the Cayman Islands, the fifth largest financial centre in the world.
Atlas is always seeking new ways to make Alternative Risk Transfer techniques and captives available to an ever-wider user group. Atlas focuses on solutions and provides them by combining creative thinking with its unrivalled access to no fewer than eight general and life insurance companies.
Atlas Insurance Management serves healthcare industry clients in the US and Caribbean. More information about Atlas Insurance Management is available at www.atlascaptives.com.
Attorney-in-Fact
Phyhealth Underwriters, inc serves as the attorney-in-fact and administrator for Physhield Insurance Exchange, a Risk Retention Group. Phyhealth owns and manages Phyhealth Underwriters in partnership with Atlas Insurance Management, Ltd.
Captive Manager
USA Risk Group is a leading independent provider to the alternative risk market, providing captive management, program administration, reinsurance and other related services in all major North American domiciles. More information about USA Risk Group is available at http://www.usarisk.com.
General Counsel
Jones Vargas is a leading multi-service law firm in Las Vegas, NV with expertise in healthcare, captive insurance and alternative risk transfer, and insurance industry regulation. More information about Jones Vargas is available at http://www.jonesvargas.com/
Claims Administrator
Bettinger, Stimler, Schultz & Associates (BSA Healthcare) is a physician-owned organization that specializes in helping healthcare providers improve quality and enhance practice management capabilities. More information about Bettinger, Stimler, Schultz & Associates is available at http://www.bsanda.com/
Auditor
Johnson, Lambert & Co. CPAs & Consultants is a specialized audit, tax and consulting firm with 20 years experience in insurance, healthcare and the needs of entrepreneurial organizations of all sizes. The firm is internationally recognized as a leader in the captive insurance and alternative risk transfer markets and has been approved by state insurance regulators for the outsourcing of regulatory financial and market conduct examination services. More information about Johnson, Lambert & Co. CPAs & Consultants is available at http://www.jlco.com/
Actuary
Mark J. Sobel, FCAS, MAAA is the Managing Principal of Financial Risk Analysts, LLC, an actuarial and insurance consulting firm. He is a nationally recognized expert in medical malpractice insurance with 25+ years experience providing actuarial and analytical services to over 400 property/casualty insurance companies, risk pools, captive insurers, RRGs and self insurers of all sizes. He is the former National Director of Property/Casualty Actuarial Services for Deloitte & Touche.








